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 Corporate > Property Crime Insurance > Shop Insurance |
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Cholamandalam | | | |  | Building - Damages arising out of various factors including Fire, Lightning, Explosion, Aircraft or Articles dropped from there, Riot, Strike or Malicious Act, Terrorism, Earthquake Fire and/or Shock, Landslide damage, Flood, Storm, Cyclone, Impact damages, Bursting and / or overflowing of Water tanks, Leakage from automatic sprinkler installations, Bush Fire | | Contents (Excluding money and valuables) - Fire and allied perils Fire, Lightning, Explosion and Implosion, Aircraft or articles dropped from there, Riot, Strike or Malicious Act, Terrorism, Earthquake Fire and / or Shock, Subsidence and Landslide damage, Flood, Inundation, Storm, Tempest, Typhoon, Hurricane, Tornado, or Cyclone, Bursting and / or overflowing of water tanks, apparatus, and pipes, Missile testing operations, Leakage from automatic sprinkler installations, bush fire. Burglary, Housebreaking | | Contents (Excluding money and valuables) - Fire and allied perils Fire, Lightning, Explosion and Implosion, Aircraft or articles dropped from there, Riot, Strike or Malicious Act, Terrorism, Earthquake Fire and / or Shock, Subsidence and Landslide damage, Flood, Inundation, Storm, Tempest, Typhoon, Hurricane, Tornado, or Cyclone, Bursting and / or overflowing of water tanks, apparatus, and pipes, Missile testing operations, Leakage from automatic sprinkler installations, bush fire. Burglary, Housebreaking | | Money Insurance - Accident or misfortune | | Fidelity of employees - Fraud or dishonesty of salaried employees | | Fixed Plate Glass - Accidental breakage | | Neon Signs / Glow Signs - Accidental loss or breakage | | Baggage - Loss or damage while traveling in India | | Personal Desktop Computer - Sudden physical loss or damage | | Machinery Breakdown - Total loss from electrical or mechanical breakdown or accident | | Personal Accident - Loss of life or permanent total disablement of the insured partner, spouse, employees. | | Public Liability - Covers legal liability | | Please refer to the Policy Wordings for the complete coverages, exclusions and terms and conditions of the policy. | | | | | | | Though the policy is comprehensive it has certain exclusions | | Loss, destruction or damage, caused by war, invasion, act of foreign enemy, hostilities or war. | | Loss or damage caused by depreciation or wear and tear | | Loss of earnings, loss by delay, loss of market or other consequential or indirect loss or damage of any kind or description whatsoever including those caused by spoilage resulting from the retardation or interruption or cessation of any process or operation caused by operation of any of the perils covered | | Loss or damage directly or indirectly caused by or arising from or in consequence of Contributed to by Nuclear weapons material, or, ionizing radiation or contamination loss, damage, or, destruction caused to the insured property by pollution or contamination | | Please refer to the Policy Wordings for the complete coverages, exclusions and terms and conditions of the policy. | | | | | | | | As a business owner, you take great pride in your establishment –it has been built up to its present glory because of a lot of hard work and sacrifice on your part. You may have worries about the dangers your shop and its contents are exposed to. Theft, an employee’s infidelity, a fire accident – such unfortunate events can most certainly hamper the smooth running of the sales premises. That is why you need a protective cover like the Chola MS Shop Package Insurance policy - a comprehensive policy cover to protect the building, its contents and your peace of mind. | | Why Chola MS ?
Chola MS Shop Insurance is an ideal protection plan for you. In addition to flexibility and low premium rates, we also promise you convenience at every stage – while you apply, during documentation and while making claims too. Taking care of your business is our business. And we do it well. | | Best cover for your shop and its contents | | Protection from burglary | | Insurance for your computer | | Protection for your business from fraud and more | | | | | | Commercial Claims Mission | | | • | To bring harmony to the customer by ensuring prompt and fair settlement of claims without too many procedural hassles | | | Core Purpose | | | • | We bring peace of mind to our clients through protection from financial risks | | | Procedure | | | • | Registration and Survey: In the event of a claim, upon intimation, the claim is instantly registered and surveyors appointed as per Regulatory norms | | • | Assessment and Documentation: Our appointed surveyor would assist you in the documentation aspects | | • | Settlement and Treatment of salvage: Claims fulfilling policy terms and conditions, considered for settlement. Salvage disposal would be done with the consent of the insured | | | Assistance | | | • | In the event of meeting with an incident, by which a claim can arise, in terms of policy coverage, please call any of our offices or call 1-800-200-55-44, 24 hr national toll free number, with the following basic information | | | • | Your Contact numbers | | • | Policy Number | | • | Name of Insured | | • | Date & Time of Loss | | • | Location of Loss | | • | Contact details at Loss Location | | • | Nature of Loss | | | | Recent Developments/Initiatives | | | • | E-Auction to maximise Salvage | | • | Post Loss Risk Analysis to improve Risk Management techniques | | • | Monsoon Preparedness Brochures | | |
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