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 Corporate > Liability > Public Liabilty - Act |
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Cholamandalam | | | |  | Third Party Liability as per the provisions of the Public Liability Insurance Act 1991 | | | | | Please refer to the Policy Wordings for the complete coverages, exclusions and terms and conditions of the policy. | | | * Conditions Apply | | | | | | | | Claims arising out of wilful or intentional non-compliance of any Statutory provisions | | Fines, penalties, punitive and/or exemplary damages | | Damage to property owned, leased or hired or under hire purchase or on loan to the Insured or otherwise in the Insured Owner’s control, care or custody | | Directly or indirectly occasioned by, happening through or in consequence of war, invasion, act of foreign enemy, hostilities (whether war be declared or not), civil war, rebellion, revolution, insurrection or military or usurped power | | Directly or indirectly caused by or contributed to by radioactive, toxic, explosive or other hazardous properties of any explosive nuclear assembly or nuclear component thereof | | Directly or indirectly caused by or contributed to by ionising radiation or contamination by radioactivity from any nuclear fuel or from any nuclear waste from the combustion of nuclear fuel | | | Please refer to the Policy Wordings for the complete coverages, exclusions and terms and conditions of the policy. | | | * Conditions Apply | | | | | | | | | | Commercial Claims Mission | | | • | To bring harmony to the customer by ensuring prompt and fair settlement of claims without too many procedural hassles. | | | Core Purpose | | | • | We bring peace of mind to our clients through protection from financial risks. | | | Procedure | | | • | Registration and Survey: In the event of a claim, upon intimation, the claim is instantly registered and surveyors appointed as per Regulatory norms. | | • | Assessment and Documentation: Our appointed surveyor would assist you in the documentation aspects. | | • | Settlement and Treatment of salvage: Claims fulfilling policy terms and conditions, considered for settlement. Salvage disposal would be done with the consent of the insured. | | | Assistance | | | • | In the event of meeting with an incident, by which a claim can arise, in terms of policy coverage, please call any of our offices or call 1-800-200-55-44, 24 hr national toll free number, with the following basic information. | | | • | Your Contact numbers. | | • | Policy Number. | | • | Name of Insured. | | • | Date & Time of Loss. | | • | Location of Loss. | | • | Contact details at Loss Location. | | • | Nature of Loss. | | | | Recent Developments/Initiatives | | | • | E-Auction to maximise Salvage. | | • | Post Loss Risk Analysis to improve Risk Management techniques. | | • | Monsoon Preparedness Brochures. | | |
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