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Public Liability - Industrial
Companies whether an industrial or a non-industrial establishment face the risk of becoming liable legally to pay damages to third parties as a result of accidental death or bodily injury to third parties or loss or damage to a property belonging to a third party. Just in case of such a fortuitous occurrence, the company would be forced to come to terms with a heavy load of financial worries in the form of legal expenses. The Cholamandalam MS Public Liability - Industrial is clearly the perfect cover in such a case.
- Legal liability due to Third Party Injury or third party property damage caused by accidents occurring in the insured premises
- Cover can be extended to cover Act of God perils, transportation and accidental pollution liabilities, if opted by the insured
- Coverage includes the compensation payable and also defense costs incurred
- This cover can be offered to manufacturing risks (Public Liability - Industrial Risk Policy) and also to non-manufacturing risks (Public Liability - Non Industrial Risks)
Please refer to the Policy Wordings for the complete coverages, exclusions and
terms and conditions of the policy.
* Conditions apply.
- Liability assumed by the Insured by agreement
- Deliberate, wilful or intentional non-compliance of any Statutory provision
- Loss of pure financial nature such as loss of goodwill, loss of market etc.
- Arising out of all personal injuries such as libel, slander, false arrest, wrongful eviction, wrongful detention, defamation etc., and mental injury, anguish, or shock resulting thereof
- Infringement of plans, copyright, patent, trade name, trademark, registered design
- Fines, penalties, punitive or exemplary damages or any other damages resulting from the multiplication of compensatory damages
- Ownership possession or use by or on behalf of the Insured of any motor vehicle or trailer for which compulsory insurance is required by legislation
Please refer to the Policy Wordings for the complete coverages, exclusions and
terms and conditions of the policy.
* Conditions apply.
UIN no. IRDAN123P0045V01200203
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