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Fire and Special Perils

Many a poet have wondered about the dual power of fire - so constructive and beneficial, yet with the potential to cause so much damage. A single fire accident has the power to wreak complete havoc burning down buildings, plant and machinery and even stocks. A single spark can lead to so much loss and unless adequately insured, a business will find it very difficult to rise from the ashes. With Cholamandalam MS Fire Insurance, ensure that your business is adequately covered against damage arising out of various fire and fire-related perils.

What does it coverWhat it does not coverTap Right

Chola MS Fire & Special Perils policy compensates for the loss of property due to the following perils:

  • Fire
  • Lightning
  • Explosion / implosion
  • Aircraft damage
  • Riot, strike and malicious damage
  • Storm, cyclone, typhoon, tempest, hurricane, tornado, flood and inundation
  • Impact damage
  • Subsidence and landslide (including rock slide)
  • Bursting and / or overflowing of water tanks, apparatus and pipes
  • Missile-testing operations
  • Leakage from automatic sprinkler installations
  • Bush fire
  • Earthquake (this is an optional cover available on request)

Please refer to the Policy Wordings for the complete coverages, exclusions and
terms and conditions of the policy.

* Conditions apply

UIN no. IRDAN123P0021V01200203

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