Baggage Insurance

The policy is intended to cover accompanied baggage during a travel undertaken by the family members / employees.

• Fire, lightning, explosion, riot, strike and malicious damage, storm, tempest, flood and inundation perils
• Theft by visible, physical, forcible and violent means
• Accidental external means

• Depreciation or wear and tear
• Consequential loss
• Loss or damage whilst being conveyed by any carrier under contract of affreightment
• Loss, destruction or damage to articles of consumable nature
• Loose articles such as sticks, straps, umbrellas, sun shades, fans, deck chairs, etc
• War and nuclear perils
• Terrorism