Why do I need All Risk Insurance

All Risk Insurance policy is suitable to cover loss or damage to valuables such as camera, laptop, mobile phones, against fire, riot / strike, burglary, accident or any misfortune occurring anywhere within the geographical limits specified in the policy.

• Sudden physical loss of or damage to the property insured other than by excluded peril

• Wear and tear or depreciation
• Damage due to moth, vermin, insects, mildew
• Damage during cleaning, dyeing, restoring or repairing
• Denting, scratching, or breakage of fragile and brittle substances
• Mechanical or electrical breakdown
• War and nuclear perils