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Chola MS
Student Travel
Insurance plan
Salient
features |
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- Dental
treatment –
a separate
benefit in
addition to
the medical
expenses
limit
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- Bail bond – Chola MS covers the bail
amount, applicable if arrested or detained
by the police or judicial authorities for
any bailable offence whilst abroad.
- 2-way compassionate visit – In the event
of hospitalization (more than 7 consecutive
days) of a student or a family member, where
a family member visits the student or the
student visits India, a round-trip economy
class ticket for the student / family member
and accommodation for the family member
visiting abroad will be reimbursed .
- Checked baggage loss – compensation
towards permanent loss of baggage in the
custody of the carrier.
- Personal Accident – coverage towards
both death and permanent total disability
while overseas.
- Study interruption – reimbursement for
the remaining part f the current school
semester fee, if studies are interrupted on
account of a medical condition or
compassionate reasons on the family front.
- Sponsor protection – reimbursement of
tuition fees, in case of death of person
sponsoring studies, due to an accident.
- Personal Liability – compensation
towards any legal liability incurred by you
to the third party for any injury to a
person or damage to a property.
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Chola MS Student Travel Insurance plan |
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The following is the
list of benefits offered by the Chola MS
Short-term Travel Insurance. |
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S No. |
Benefits |
Silver |
Gold |
Platinum |
Deductibles |
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1 |
Medical Cover |
$ 50,000
$ 100,000 |
$100,000/
$ 250,000 |
$100,000/
$ 250,000 |
$ 100 |
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2 |
Repatriation of Remains |
$ 7500 |
$ 7500 |
$ 7500 |
Nil |
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3 |
Medical Expenses Extension
* |
- |
- |
Available ** |
$ 100 |
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4 |
Dental Treatment |
$ 250 |
$ 250 |
$ 250 |
$ 100 |
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5 |
Passport Loss |
Nil |
$150 |
$ 150 |
$ 30 |
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6 |
Personal Liability |
Nil |
$ 100,000 |
$ 100,000 |
Nil |
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7 |
Personal Accident – Domestic |
Nil |
INR 200,000 |
INR 200,000 |
Nil |
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8 |
Personal Accident-Overseas |
Nil |
$ 25,000 |
$ 25,000 |
Nil |
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9 |
Study Interruption |
Nil |
$ 7500 |
$ 7500 |
Nil |
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10 |
Sponsor Protection |
Nil |
$ 10,000 |
$ 10,000 |
Nil |
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11 |
Compassionate Visit |
Nil |
$ 7500 |
$ 7500 |
Nil |
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12 |
Checked Baggage |
Nil |
$ 1000 |
$ 1000 |
Nil |
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13 |
Bail Bond |
Nil |
$ 5000 |
$ 5000 |
Nil |
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Medical Expenses Extension (under the
Platinum Plan) |
Sub Limit (under Medical Expenses ) |
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Cancer Screening &
mammography examinations |
$ 2000 |
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Treatment of medical /
nervous disorders including alcoholism &
drug dependency |
$ 1000 |
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Child care benefits (if
the child is above 90 days and is
hospitalized for more than 2 days for
any ailment.) |
$ 100 x max 7 days |
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In – Patient medical
expenses related to pregnancy |
$ 500 |
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Medical expenses for
inter – college sports injury |
As per Medical SI Limit. |
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